Check Cards

Whether you’re at the grocery store or at dinner with your family, the Mainstreet Check Card provides you with 24/7 access to your money. Use your Check Card at any ATM or POS terminal by entering your PIN or simply swipe and sign for your purchase. Our Check Card is accepted anywhere that MasterCard® is accepted.

To report a lost or stolen debit card during business hours, contact us immediately at (386) 734-5930. After business hours, call (866) 546-8273.


Mastercard Priceless Surprises Promotion

Everyday purchases. Extraordinary surprises! Use your Mainstreet Community Bank Debit Mastercard® and you could be surprised!

Mastercard Priceless Surprises Promotion

For more information, click the links below:

Privacy Policy | Terms of Use | Official Rules and Complete Details


Guard Your Debit Card from Fraud with smsGuardian

Sign up today for our complimentary text alert service!

Add an extra layer of security against fraud to your debit card with smsGuardian, a free service for all Mainstreet Community Bank of Florida customers. Receive and respond to text message alerts on your mobile device when your debit card is used for:

  • Out of State Authorizations
  • International Authorizations
  • Fuel Authorizations
  • Authorizations greater than $100
  • 10 or More Authorizations in 24-hours
  • Card Not Present Authorizations

When you receive an alert, if you recognize the charge, no action is required. Simply ignore the alert. If the charge is fraudulent, you can reply to the alert (as directed within the message) and a risk analyst will then review the purchase and block the card from further use.

Identifying and stopping fraudulent activity when it takes place can significantly reduce the likelihood that additional unauthorized transactions will occur.

Added Features

Enjoy the peace of mind that smsGuardian provides, in addition to the ability to:

  • Enroll up to two devices per debit card
  • Create a “do not disturb” window for alerts
  • Opt-out of receiving alerts at any time

Get Started

To enroll in this program, visit the CardGuardian portal today. In a few simple steps, you will verify your card information, set your “do not disturb” window and enter your mobile phone number (must be a 10-digit domestic number). Once enrollment is complete, you are ready to begin receiving alerts!


Message and data rates may apply. You may stop the receipt of alerts immediately by texting the word STOP in reply to an alert (or by texting the word STOP to 27576). You may unsubscribe from the smsGuardian service entirely on the website


Issuance of the Mainstreet Check Card is subject to approval.