April 2014

"Heartbleed" Vulnerability Update

At Mainstreet Community Bank of Florida, we take the protection of customer data very seriously.  After thoroughly researching the recently announced internet security vulnerability, “Heartbleed,” and working closely with our service providers, we are pleased to assure you that none of our internet-based solutions are exposed to this threat.  Customer information remains secure and has not been impacted by this security event.

Heartbleed is a flaw in the programming on secure websites that could put your information at risk, including passwords, user identification, email communication, etc.  The Heartbleed vulnerability is a defect in OpenSSL encryption technology.  This technology is behind many “https” sites that collect personal or financial information.  It basically provides a secure connection when site visitors are conducting a transaction or sending an email online.  Experts discovered the bug recently and warned that cybercriminals could exploit it to access visitors' personal data or to impersonate a website and collect even more information.

Customers are advised to take precautions to protect themselves by frequently changing passwords, securing confidential information, using industry leading fraud security products on their online devices to detect any viruses, avoiding suspect websites, and ignoring/deleting any emails from unknown entities.


February 2014

The Security Of Your Information Is Important To Us

At Mainstreet Community Bank of Florida, we understand the concerns you may have with fraud and identity theft. We take these threats very seriously and work diligently to protect your private information. 

Here are a few general safety tips to help you safeguard your personal data and protect your privacy:

-  Frequently monitor your financial accounts for fraudulent activity and contact us immediately if you see unauthorized activity.

-  We will not initiate contact with you to ask for verification of personal information over the phone or via email. If you receive a phone call or email asking you to verify information, end the call, do not respond, and call the bank directly.

-  If you receive an email asking for personal information, do not hit the “reply” button or click on any website link in the email. Instead, go directly to the sender's website by typing in the sender's website address.

-  Never give out personal information over the phone, through the mail, or online unless you've initiated the contact and are sure you know who you're dealing with. If you must share personal information, always confirm that you are dealing with a legitimate organization.

-  When banking or paying bills online, avoid passwords that include personal information, such as your mother’s maiden name or your date of birth. Instead, use something unique that only you know.

-  Never write your PIN number on your debit or credit cards. 

-  Do not connect unknown or unfamiliar jump drives into your computer.

-  Avoid using automatic log-in or password saving features on your computer.

-  Protect your personal information. Don’t leave sensitive documents containing personal information where anyone can see them.

-  Use a shredder before disposing of personal records, especially financial records - preferably a cross-cut shredder. (Thieves have been known to paste together single-shred documents to obtain information).

-  Periodically obtain credit reports from each nationwide credit reporting agency. If any information on the credit report appears fraudulent, request that the credit reporting agency delete that information from the credit report file. Under federal law, consumers are entitled to one free copy of their credit report every 12 months from each of the three nationwide credit reporting agencies. Obtain a free copy by going to or by calling 1-877-322-8228.


December 2013

Target Financial Information Breach

On December 19, 2013, discount retailer TARGET released a notice to customers making them aware of unauthorized access to their payment card data.  This unauthorized access may impact customers who made credit or debit card purchases in U.S. stores from November 27, 2013 - December 15, 2013.

Please be assured that at Mainstreet Community Bank of Florida, we are monitoring this situation closely.  As always, we suggest closely watching your account(s) for fraudulent activity. 

If you used your Mainstreet Check Card or a Target Red Card Debit Card (which is linked to your checking account) between November 27, 2013 and December 15, 2013, please be diligent in monitoring all transactions that come through your account.

If you believe you have been affected by fraudulent activity as a result of this breach, please contact us immediately.  We are working to compile a list of Mainstreet Check Cards that may have been compromised and will be in contact with customers if replacement cards need to be ordered.

Customers with concerns regarding their Target Red Card should contact Target directly at (888) 755-5856.