Through our everyday operations, Mainstreet Community Bank of Florida compiles and maintains confidential information on our customers. It is the policy of Mainstreet Community Bank of Florida to protect the privacy of this information by maintaining physical, electronic and procedural safeguards that comply with federal standards.

INFORMATION WE COLLECT ABOUT YOU

• We collect non-public personal information about you from the following sources:
• Information we received from you on applications or other forms;
• Information about your transactions with us, our affiliates or others;
• Information we receive from a consumer-reporting agency

In order to constantly improve our Web Site and better serve our customers, Mainstreet Community Bank of Florida may use a software cookie when customers access our PC banking product. No cookie will contain any information that would enable anyone to contact consumers by telephone, email or U.S. Mail. We do gather information including domain name, pages visited, length of user session, etc. This enables us to track how a visitor navigates through our site and the areas in which they show interest to evaluate the usefulness of our site, and those products and services that are of most interest to you. We only identify the site visitor if they voluntarily give us personal identifying information online.

(A cookie is a small piece of information which a Website stores in the web browser of your PC and can later retrieve. A cookie cannot be read by a web site other than the one that set the cookie. You can set your web browser to inform you when cookies are set or to prevent cookies from being set.)

We do not knowingly solicit data from children and we do not knowingly market to children. We recognize that protecting children’s identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

NO DISCLOSURES OUTSIDE OF EXCEPTIONS

Mainstreet Community Bank of Florida will not provide any non-public personal information about our customers or former customers to anyone except as permitted by law, authorized by the customer or to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. If personally-identifiable information is provided to a third party that assists us in providing customers with our products or services, these companies are obligated to adhere to similar privacy principles that provide for keeping such information confidential. We do not share any information with other companies for them to send you non-requested marketing information.

Information may also be exchanged with consumer reporting agencies and provided when legally required or permitted in connection with litigation or fraud investigation.

Authorized Sharing or "Joint Marketing"
We may disclose all of the information we collect about you, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.

CONFIDENTIALITY AND SECURITY

We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. Management will monitor employee access to customer information and will take appropriate disciplinary measures to ensure adherence to this policy.

We use proven technology and established procedures for keeping your information secure. Whenever we ask for personal information on our Website or Internet Banking we use Secure Socket Layer (SSL) technology to keep it confidential.

MAINTENANCE OF ACCURATE INFORMATION

Mainstreet Community Bank of Florida has established procedures to ensure the accuracy of customers’ financial information and that it is current and complete in accordance with reasonable commercial standards. It is the policy of Mainstreet Community Bank of Florida to address any requests to correct any inaccurate information on a timely manner. If you notice your information is not complete, accurate or current, please call us at the telephone number on your account statement to notify us.

If you believe we have not complied with our Privacy Policy and Information Practices, you may contact us at the telephone number on your account statement. Please ask for the Compliance Department. We will investigate and respond to your concern.

Mainstreet Community Bank of Florida is committed to continue to provide quality products and services with the highest level of integrity regarding personal privacy.