Reverse Mortgages What is a Reverse Mortgage? A Reverse Mortgage is a federally insured home loan that enables homeowners, age 62 and up, to convert part of the equity in their home into tax-free income without having to sell the home or take on a new monthly mortgage payment. With a Reverse Mortgage, the payment is “reversed.” Instead of making monthly payments, as with a traditional mortgage, the lender makes payments to the borrower. With the help of a Reverse Mortgage, you may be able to find peace of mind in your golden years.

What are the benefits of a Reverse Mortgage?

• No monthly payments
• Provides tax-free income
• Pay-off existing mortgages
• No income or credit qualifications
• Retain title and occupy your own home
• No prepayment penalty
• Greater financial security

Why choose Mainstreet Community Bank of Florida?

Jan Ford, Reverse Mortgage Specialist, is a trusted advisor with over 5 years of experience in the Reverse Mortgage industry and many satisfied customers. A lifetime resident of Central Florida, Jan takes pride in educating seniors within our community about the Reverse Mortgage program, allowing them to make informed financial decisions that best suit their needs.

To print a Reverse Mortgage Analysis form, please [CLICK HERE].  Completed forms can be mailed or delivered to any branch location or faxed to (386) 734-5022.

For a free Reverse Mortgage brochure, please contact:

Jan Ford
(386) 785-1190 or (800) 983-3454
jan.ford@mainstreetcbf.com